Below is a devotional passage with a message about biblical finance from A.R. Bernard:

Countless books have been written about money – how to make it and how to keep it.

But if you’re a Christian, you probably already own at least one copy – and probably several copies – of the world’s foremost guide to financial security.  That book is the Holy Bible.

God’s Word is not only a roadmap to eternal life, but it is also an indispensable guidebook for life here on earth.  As such, the Bible has much to say about your life, your faith, and your finances.

“The plans of the diligent certainly lead to profit, but anyone who is reckless only becomes poor.” ~ Proverbs 21:5 HCSB

God’s Word reminds us again and again that our Creator expects us to lead disciplined lives.  God doesn’t reward laziness, misbehavior, or apathy.  To the contrary, He expects believers to behave with dignity and discipline… but the world tempts us to do otherwise.

We live in a world in which leisure is glorified and indifference is often glamorized.  But God has other plans.  He did not create us for lives of mediocrity; He created us for far greater things.

Life’s greatest rewards seldom fall into our laps; to the contrary, our greatest accomplishments (including our financial accomplishments) usually require lots of work, a heaping helping of common sense, and a double dose of self-discipline – which is perfectly fine with God.  After all, He knows that we’re up to the task.

God’s Word can help you organize your financial affairs in such a way that you have less need to worry and more time to celebrate.

If that sounds appealing, keep reading God’s book and apply it to every aspect of your life, including the way that you handle money. When you do, God will smile upon you and your finances.

One simple step- Put God where He belongs – first.  Any relationship that doesn’t honor God is a relationship that is destined for problems – and that includes your relationship with money.  So spend (and save) accordingly.